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The Duality Savings Calculator for Investigating and Reporting Suspicious Activity

Start by inputting high-level metrics about your program, including:

  • Total alerts per year (both system generated as well as referrals like subpoenas)
  • Current 314(b) requests sent and received each year
  • The closure, escalation, and SAR filing rates by level
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Current State

Fill these in with your bank’s information

Current Alerts/Referrals Per Year
Alerts/Referrals Directly to L3 (%)
Current 314(b) Sent Per Year
314(b) received per year
Subpoenas Received per year

Next, input times and costs by level - specifically fully loaded salaries as well as time spent per alert/case/investigation by level.

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L1Alert Triaging

Closed %
Escalated to L2 %
SARs filed %

Salary per Person

Fully loaded, mixed onshore/offshore ($)

Time spent per Alert

Hours

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L2Alert and Case Investigations

Closed %
Escalated %
SARs filed %

Salary per Person

Fully loaded, mixed onshore/offshore ($)

Time spent per Alert

Hours

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L3Case Investigations & Special Investigations

Closed %
Escalated %
SARs filed %

Salary per Person

Fully loaded, mixed onshore/offshore ($)

Time spent per Alert

Hours

Next, we can plug in a post-collaboration "rate of change" estimate for certain items, namely how incoming 314(b) requests and false positives should change.

Finally, to be as conservative as possible, add a further “risk adjustment” to the results.

After Collaboration

% of L1/L2 alerts that is incorrectly closed and should lead to a 314(b)


Increase in 314(b)s received


% of false positives due to missing or incomplete information or inability to collaborate

General

Risk Adjustment (%)

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Before Duality L1 L2 L3
Alerts / Cases Addressed L1: 544500 272250 70113
Man Hours spent - all alert 54450 544500 210338
Man hours spent - productive alerts 6806 136125 210338
Man hours spent - unproductive alerts 47644 408375 0
$ Spent Productive Alerts 245418 6544471 12640475
$ Spent Unproductive Alerts 1717924 19633413 0
Total $ Spent 1963341 26177885 12640475
Total $ 40781701
After Duality L1 L2 L3
Alerts / Cases Addressed49730727225070113
Man Hours spent - all alert17406544500210338
Man hours spent - productive alerts7833136125210338
Man hours spent - unproductive alerts95734083750
$ Spent Productive Alerts 282425654447112640475
$ Spent Unproductive Alerts 345186196334130
Total $ Spent 6276112617788512640475
Total $ 40781701
Reduction in Alerts / Cases6806136125210338
Savings Rate476444083750
Savings 19633412617788512640475
Total $ 40781701
Risk Adjustment Savings 19633412617788512640475
Savings Rate - unproductive alerts476444083750
Savings 19633412617788512640475
Total $ 40781701