The Duality Savings Calculator for Investigating and Reporting Suspicious Activity
Start by inputting high-level metrics about your program, including:
- Total alerts per year (both system generated as well as referrals like subpoenas)
- Current 314(b) requests sent and received each year
- The closure, escalation, and SAR filing rates by level
Current State
Fill these in with your bank’s information
| Current Alerts/Referrals Per Year | |
| Alerts/Referrals Directly to L3 (%) | |
| Current 314(b) Sent Per Year | |
| 314(b) received per year | |
| Subpoenas Received per year |
Next, input times and costs by level - specifically fully loaded salaries as well as time spent per alert/case/investigation by level.
L1Alert Triaging
Salary per Person
Fully loaded, mixed onshore/offshore ($)
Time spent per Alert
Hours
L2Alert and Case Investigations
Salary per Person
Fully loaded, mixed onshore/offshore ($)
Time spent per Alert
Hours
L3Case Investigations & Special Investigations
Salary per Person
Fully loaded, mixed onshore/offshore ($)
Time spent per Alert
Hours
Next, we can plug in a post-collaboration "rate of change" estimate for certain items, namely how incoming 314(b) requests and false positives should change.
Finally, to be as conservative as possible, add a further “risk adjustment” to the results.
After Collaboration
% of L1/L2 alerts that is incorrectly closed and should lead to a 314(b)
Increase in 314(b)s received
% of false positives due to missing or incomplete information or inability to collaborate
General
Risk Adjustment (%)
